Founded and headquartered in San Diego, California since 1994, we are mortgage brokers representing borrowers, not lenders. Since real estate is the single largest investment most of us ever make, it is vital to secure the best financing available. Every borrower has different needs, every property is unique, and every lender has their own rules and programs. Therefore, we are here to advise you of the pros and cons of each program and how it may fit your situation.

We receive daily wholesale rate quotes for a variety of different programs from lending sources across the country. This allows us to shop your loan to obtain a competitive rate and fee. Our strengh, success and longevity is derived from delivering a reliable level of service at a competitive price. With a deep industry knowledge, broad capabilities, and solid strategic alliances, we have what it takes to close your loan!

We take pride in the number of referrals sent to us by satisfied customers and we are committed to earning the trust and confidence of every customer.

 *Purchase, Refinance & Cash Out

*Residential & Commercial Loans

*Owner Occupied & Investment

*Conventional, VA, FHA & Jumbo

*Private Money & Equity Loans

*Fixed Rates-30,20,15 & 10, 5 Year

*Adjustable Rates-3/1,5/1 & 7/1